Reference

Glossary

Key terms for navigating Canadian private markets.

Accredited Investor

In Canada, an individual with $1M+ in net financial assets, $200K+ individual income ($300K joint), or $5M+ in net assets. Defined under NI 45-106.

Capital Call

A demand by a fund manager for a portion of an investor's committed capital. Occurs when the fund identifies an investment opportunity.

Carried Interest

The share of profits (typically 20%) that a fund manager receives above a preferred return threshold.

Exempt Market Dealer (EMD)

A registered dealer in Canada authorized to trade in securities under prospectus exemptions. The primary distribution channel for alternative investments.

J-Curve

The typical pattern of private equity fund returns — negative in early years (management fees, slow deployment) before turning positive as investments mature.

MIC (Mortgage Investment Corporation)

A Canadian investment vehicle that pools investor capital to fund mortgages. Provides flow-through tax treatment and is specific to Canadian markets.

Offering Memorandum (OM)

The primary disclosure document for exempt market securities in Canada. Describes the investment, risks, fees, and terms.

Vintage Year

The year a private market fund makes its first investment. Used to compare fund performance across similar timeframes.

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