Disclaimer & Terms of Use

Please read this disclaimer carefully before using the Alts Insider website. By accessing this site, you acknowledge that you have read, understood, and agree to be bound by these terms.

Last updated: February 2026

1. Educational Content Only

Alts Insider provides educational and informational content regarding alternative investments, including private credit, real estate, private equity, and infrastructure. This content is intended solely for educational purposes to help investors understand alternative investment concepts, structures, and market dynamics.

Nothing on this website constitutes investment advice, a recommendation to buy or sell any security, an offer to sell, or a solicitation to buy any securities or alternative investments.

The information provided is general in nature and is not tailored to the specific financial circumstances, investment objectives, or risk tolerance of any individual investor. Alts Insider does not know the individual financial situation of any visitor and cannot make personalized recommendations.

2. Not Investment Advice or Personalized Recommendations

Content on this website is delivered through general educational channels — articles, guides, research summaries, and educational materials — intended for general circulation. This website does not provide personalized investment recommendations, financial advice tailored to individual circumstances, suitability assessments, portfolio recommendations, or tax or legal advice.

All investors should consult with qualified financial advisors, tax advisors, and legal counsel before making any investment decisions. The suitability of any investment depends on your individual circumstances, investment objectives, time horizon, liquidity needs, risk tolerance, and overall financial situation — factors that only you and your professional advisors can properly evaluate.

3. Alternative Investment Content

The alternative investment asset classes discussed on this website — including private credit, real estate, private equity, and infrastructure — are investment categories that in Canada are typically associated with exempt market offerings and accredited investors as defined under National Instrument 45-106 Prospectus Exemptions. The educational content presented here reflects the complexity and characteristics of these markets.

Investors considering alternative investments should ensure they understand the regulatory framework governing exempt market securities in their jurisdiction and should verify their eligibility to participate in any specific offering through consultation with a qualified advisor.

4. Risk Disclosure

Alternative investments involve substantial risks and are not suitable for all investors. Key risks include:

• Liquidity Risk: Alternative investments are typically illiquid and may not be easily converted to cash. Investors may have limited ability to exit their investments.
• Complexity Risk: These investments often involve complex structures and strategies that require substantial due diligence to fully understand.
• Leverage Risk: Many alternative investments employ leverage, which can amplify both gains and losses.
• Capital Risk: Alternative investments may experience significant losses, including potential total loss of invested capital.
• Regulatory Risk: Alternative investments are not subject to the same regulatory requirements and investor protections as prospectus-offered mutual funds or publicly traded securities.
• Counterparty Risk: Returns depend on the competence and integrity of the investment manager and counterparties involved.

Past performance is not indicative of future results. Alternative investment returns are unpredictable and may vary substantially from historical performance.

5. No Offers or Sales

Alts Insider does not sell, distribute, or offer any securities, alternative investments, or financial products. This website does not constitute an offering memorandum, prospectus, or offering document for any security or alternative investment. Any specific investment opportunity would be offered through separate offering documents and subscription materials containing more detailed risk factors and terms.

6. Not a Registered Dealer or Adviser

Alts Insider is not registered with the Ontario Securities Commission (OSC), the Canadian Securities Administrators (CSA), or any provincial or territorial securities regulator as a dealer, adviser, portfolio manager, or any other type of registrant. Alts Insider does not manage funds, accept client assets, or provide personalized advisory services.

7. Suitability

Before investing in any alternative investment, investors must determine whether the investment is suitable for their financial circumstances, understand all risks associated with the investment, assess how the investment fits within their overall portfolio and financial plan, and consult with qualified financial, tax, and legal advisors.

As outlined in CSA Staff Notice 31-336, Know-Your-Product (KYP) and Know-Your-Client (KYC) obligations rest with registered advisers and dealers. Investors should ensure any investment advisor they work with has thorough knowledge of any alternative investment before recommending it.

8. No Guarantee of Accuracy

While Alts Insider endeavours to provide accurate and current information, we make no representation or warranty regarding the accuracy, completeness, or reliability of any information on this website. Information is obtained from sources believed to be reliable but is not guaranteed. Market conditions, regulations, and investment structures change frequently, and information on this website may become outdated.

9. Geographic Scope

This website is intended for residents of Canada. The information provided is based on Canadian securities law and regulations. Investors in other jurisdictions should consult with advisors familiar with the laws and regulations applicable in their region before making any investment decisions.

10. Conflicts of Interest

Alts Insider may have financial relationships with alternative investment managers, platforms, or service providers featured in educational content. Any such relationships will be disclosed where applicable. Educational content is not intended to promote any particular product or provider but rather to provide general information about alternative investment asset classes and structures.

11. Not Legal, Tax, or Accounting Advice

Nothing on this website constitutes legal, tax, accounting, or professional advice. All investors should consult with qualified professional advisors regarding the legal, tax, and accounting implications of any investment. The tax treatment of alternative investments can be complex and jurisdiction-specific.

12. Forward-Looking Statements

This website may contain forward-looking statements regarding market conditions, regulations, and investment trends. These statements are based on current expectations and beliefs and involve risks and uncertainties. Actual results may differ materially from those contemplated.

13. Limitation of Liability

To the maximum extent permitted by law, Alts Insider and its officers, directors, employees, contributors, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your access to or use of this website or reliance on its content, including without limitation losses resulting from investment decisions made based on information provided on this website.

14. Changes to This Disclaimer

Alts Insider reserves the right to modify this disclaimer at any time. Continued use of the website constitutes acceptance of any changes.

15. Questions or Concerns

If you have questions about alternative investments or this disclaimer, please consult with a qualified financial advisor, or contact a provincial securities regulator such as the Ontario Securities Commission.